If you stop paying for your QuickBooks Online subscription, several things can happen, depending on the specific circumstances:

1. Access to Your QuickBooks Data: If you allow your QuickBooks Online subscription to expire, you will lose access to your QuickBooks Online account and the data stored within it. You won’t be able to view or edit your financial records through the QuickBooks Online platform.
2. Data Retention: Intuit, the company behind QuickBooks Online, typically retains your data for a limited period after your subscription expires. This allows you to access your data if you decide to reactivate your subscription later.
3. Backup and Export: Before canceling your subscription, it’s essential to back up your data and export any necessary reports or information. QuickBooks Online provides tools for exporting data, which you can use to save your financial records.
4. Reactivation: If you decide to resume using QuickBooks Online in the future, you can reactivate your subscription by signing up again. Your previously stored data should be available for you to access.
5. Data Migration: If you want to migrate your data to a different accounting software or platform after canceling QuickBooks Online, you can export your data and import it into the new system as needed.
6. Additional Fees: Depending on the terms of your subscription and how long it has been since you canceled, you may need to pay a reactivation fee or sign up for a new subscription at the current rates.

Carefully consider the implications of canceling your QuickBooks Online subscription, especially if you rely on QuickBooks for your business accounting and financial management. If you decide to stop using QuickBooks Online, it’s advisable to have a plan in place for managing your financial records and exploring alternative accounting solutions.

Before making a decision, you should also review Intuit’s policies regarding subscription cancellations and data retention to understand the specific terms that apply to your situation. These policies can change over time, so it’s a good idea to contact QuickBooks Online customer support or visit the official QuickBooks website for the most up-to-date information and guidance regarding cancellations.